Wednesday, May 12, 2010

Did I Write Yesterday?

Am I still me? What day is this? Tune in next week for more ....

I just don't seem to get much time to sit still. And I still haven't done my purchase orders. Tomorrow, and tomorrow, maybe. But I've gotten so much else done, at school and at home! And doctors, always more doctors. Today it's the opthalmologist. And a day off tomorrow, from the doctors at least, but K and I have a 5:00 appointment to go look at an apartment for her.

The countdown stands at 28.

Earlier today, for no reason that I can imagine, the perfect after-retirement job came to me. Now, this is something that probably nobody has heard of, even though it's done every day all over the country. And it's been done a lot by the Hubs and R; he did it part-time when he was in law school, and she worked summers doing it while she was in college. It's actually the field that the Hubs is a specialist in, although what I want to do is the menial end of the work.

I want to be a title searcher.

Here's what that is. When you buy a house, one of the things someone needs to do for you is make sure that the people who are selling it to you have the right to sell it: that they legally own it, there are no liens on the property, and so on. Someone -- many someones, actually -- sit in the county court house deed vault and look all of this up. (This is the way it's done in New Jersey; it varies state to state.) And then, the results of the search are sent to a title insurance company, which produces an insurance policy that says the search showed everything was clear, and if it turns out not to be, they will pay your claim. And then you buy the house, and at your closing, you are also paying some small fee -- less than a thousand dollars here, I think -- for that title insurance.

Now, what the Hubs does is that he knows the legal ins and outs of title law, the fine points, the distinctions. In the past, he's also written up the policies for the insurance company. But the scut work here is sitting in the vault and looking up the information. When the Hubs did it, all the information was in the great big deed books. I wouldn't be able to do that; they're too heavy for me to move. When R did it -- say eight years ago -- she sometimes had to go into the big books, but it was mostly computerized by then, although she still had to go to the vault to work. Now? I'm thinking I could sit at a computer in a vault all day and do research on this stuff, go home without a second thought, and even collect a paycheck at the end of the week. Don't need benefits, and I could probably do it part time. And the Hubs could hook me up with someone who would teach me and whom  I would then work for. That's how he learned, and that's how R learned.

This may be a good thing. I just need to do it in Bergen County (where I live) and go to the court house in Hackensack, instead of in Passaic County (where the Hubs has his contacts) and I'd have to go to the court house in Paterson, which is not a nice place, or a safe place. Hmmm.

I am potentially excited at this thought. I shall share it with the Hubs this evening and see what he thinks.

Ok. Must. Do. Purchase orders. Tomorrow.

2 comments:

  1. Patterson in the daytime hours isn't so bad. Winter may be problematic, but if you're in and doing well by then you could probably work around the weather and the dark. I think title search is an excellent secondary occupation for you! So organized, computer savvy, detail attentive, and literate, you couldn't help but be an asset in that field! Go for it. ~LA

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  2. That actually sounds interesting! But then I'm a nerd. What do I know.

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